Why You Need To Invest In Group Health Insurance

Part time jobs with health benefits

Employee benefits can make or break the attractiveness of an employer. In fact, more than half of employees list benefits as their main reason for staying in their current job. While paid leave is available to most employees (77% have access to paid vacation time benefit and the same amount are offered paid holidays), group health insurance is increasingly in demand for employees.

A survey by Monster in 2012 found that health benefits were the most-valued of all employee benefits. Sick leave, which 98% of full-time workers are offered, is available to almost 60% of employees of small businesses. Small business health insurance options can help these companies compete not only in terms of attracting employees, but keeping them and ensuring they are productive. Healthy employees, then, cut down on the number of sick days taken and are likely more productive than their sickly counterparts. Access to quality healthcare through group health plans can make a significant difference to a business’ bottomline.

The Patient Protection and Affordable Care Act, as well as other legislation, demands that companies offer group health insurance plans or other employee health benefits, if they employee at least 50 employees, even if some are part-time. Almost 100% of full-time employees in the U.S. can access medical benefits. Employees are entitled to up to three months of unpaid, job-protected leave for reasons such as care of a spouse or immediate family member, birth of a child, or self-medical care, under the Family and Medical Care Act. Good healthcare can also benefit the employee’s family, cutting down on family responsibility leave.

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